How to Close SBI Account Without Visiting a Branch
Closing a bank account can be a daunting task, especially when you have to physically visit the branch. However, with the advancement of technology, State Bank of India (SBI) has made it possible for customers to close their accounts without stepping out of their homes. In this article, we will discuss the various methods you can use to close your SBI account without visiting a branch.
1. Online Banking
One of the most convenient ways to close your SBI account is through online banking. If you have access to SBI Internet Banking, you can easily initiate the account closure process from the comfort of your home. Here’s how you can do it:
a. Log in to your SBI Internet Banking account.
b. Navigate to the ‘Services’ tab and select ‘Account Services’.
c. Look for the ‘Close Account’ option and click on it.
d. Fill in the required details, such as the account number, reason for closure, and any other information requested.
e. Submit the request, and you will receive a confirmation message.
2. Mobile Banking
SBI Mobile Banking app also allows you to close your account without visiting a branch. If you have the app installed on your smartphone, follow these steps:
a. Open the SBI Mobile Banking app and log in.
b. Go to the ‘Services’ section and select ‘Account Services’.
c. Choose ‘Close Account’ and follow the on-screen instructions.
d. Provide the necessary details and submit the request.
3. ATM
You can also close your SBI account using an ATM. Here’s how to do it:
a. Insert your ATM card into an SBI ATM.
b. Select ‘Other Services’ or ‘Account Services’ from the menu.
c. Choose ‘Close Account’ and follow the prompts.
d. Enter your account details and confirm the request.
4. Customer Care
If you are unable to close your account using the above methods, you can contact SBI Customer Care. They will guide you through the process over the phone. Here’s what you need to do:
a. Call the SBI Customer Care helpline.
b. Explain your situation and request assistance in closing your account.
c. The customer care representative will provide you with instructions on how to proceed.
5. Note
Before you decide to close your SBI account, make sure to withdraw all the funds and clear any pending transactions. Also, ensure that you have received the account closure confirmation from SBI.
In conclusion, closing an SBI account without visiting a branch is now possible through various online and offline methods. By following the steps mentioned in this article, you can easily close your account and save time and effort.
